Ms Morrison Speaks on Enlightened Budgeting
This year’s theme was “A Passport to your Future” and over 1400 of NJ’s finest women attended the one day extravaganza at the Atlantic City Convention Center. Break out sessions were tailored around 5 basic themes: Travel toward a healthier life, Voyage to Achievement, Sailing to the Top, Tour Your Path to Success and Journey to Victory. Sound similar? Yes, all of them empowering women to seek out mentors and to seek out women to mentor towards mutual success. I was delighted to speak as a panelist on the Battle of the Bulge-How to Create a Household Budget. My message was one of behavior significance, since if we can view budgeting as informational, and an exercise that gives us choices, we will be more inclined to dedicate time and devotion towards establishing a budget and then tweaking it. My challenge was to envision future happy occasions and then strategize how to fund those that cost money. (Many of life’s richest pleasures, of course, DON’T cost money…they require an investment of our time and our souls, which are FAR more important than money.)
I suggested carrying around small post-it notes in our purse or wallet and recording EVERY cash expenditure for 30-consecutive days. YES, 30 consecutive days will give you a clear picture of where cash may be slipping through your fingers, yet more importantly, if you are spending money OTHER than for what you value most. So, with a little commitment to writing down our goals and our ultimate values and then recording how we are spending our money, we can instantly detect and correct incongruencies and re-chart our course towards future joy and fulfilled memories and carefree retirement, before we’ve lost too much time. Remember women: It’s Never Too Late! Time and health are our only assets when you get right down to it. We Can Do It Women!